Bizcommunity: "Virgin Money customers can now use its digital peer-to-peer (P2P) payment app, Virgin Money Spot, to pay for goods and services from a growing list of South African retailers. Wherever customers see a ‘Pay with Spot’ sign, they can simply click the ‘Pay a merchant’ button and choose between three methods of payment: scan a merchant’s QR code displayed on the bill; generate a unique QR code to be scanned by a merchant; or provide a manual code for a merchant to enter into their POS system. The list of..."